Banking built around you
Straightforward current accounts, competitive savings rates, and mortgages that move at your pace.
Open an accountOur products
Everything you need to manage your money, save for the future, and plan for what's next.
Current Account
A fee-free everyday account with instant notifications and no hidden charges.
Open an accountMortgage
Find your rate in minutes. Our advisors guide you from application to completion.
Get a mortgageBusiness Banking
Current accounts, lending and card payments for UK businesses of every size.
Open a business accountAlloy Bank made getting my mortgage so simple — the whole process was online and I had an offer within 48 hours.
Frequently asked questions
Quick answers to the things we hear most.
How do I open a current account?
You can open an Alloy Bank current account online in around 10 minutes. All you need is a smartphone, a valid UK address, and proof of identity.
What savings rates do you offer?
We currently offer an easy-access savings account at 4.6% AER and a 1-year fixed-rate account at 5.1% AER.
How does the mortgage application work?
Start with a decision in principle online — around 10 minutes, no impact on your credit score. An advisor then guides you through the full application.
Is my money protected?
Yes. Alloy Bank is regulated by the FCA and PRA. Eligible deposits are protected by the FSCS up to £85,000 per person.
How do I switch banks to Alloy Bank?
We use the Current Account Switch Service, which moves your direct debits and standing orders automatically within 7 working days.
What do I do if my card is lost or stolen?
Open the app and freeze your card from Card Controls, then order a replacement. You can also call our 24/7 fraud line.
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