Invest for the long term, the simple way

Stocks & Shares ISAs, pensions, and long-term savings products. Start investing from £25 a month.

Start investing

Ways to invest

Tax-efficient accounts to help your money grow over time.

Stocks & Shares ISA

Invest up to £20,000 a year with all growth free of UK income and capital gains tax.

Open an ISA

Personal Pension

Save for retirement with tax relief on contributions and ready-made portfolios.

Plan your pension

General Investment Account

No annual limit — ideal once you've used your ISA allowance.

Learn more

Junior ISA

Give a child a head start. Invest up to £9,000 a year, tax-free, until they turn 18.

Open a Junior ISA

Choose your plan

Flat, transparent fees. No dealing charges, no exit fees.

Starter

£0/month

  • ✓ Start from £25 a month
  • ✓ Ready-made portfolios
  • ✓ 0.25% annual platform fee
  • ✓ In-app guidance
Get started
Most popular

Standard

£4/month

  • ✓ Everything in Starter
  • ✓ Full fund and share choice
  • ✓ Automatic tax-year reminders
  • ✓ Priority in-app support
Choose Standard

Premium

£10/month

  • ✓ Everything in Standard
  • ✓ Dedicated investment coach
  • ✓ Retirement planning tools
  • ✓ Platform fee capped at £250/yr
Choose Premium
350K+
Alloy Bank investors
25/mo
Minimum to start
20K
Annual ISA allowance
0.25%
Annual platform fee

Capital at risk

The value of investments can go down as well as up and you may get back less than you invest. Tax treatment depends on your individual circumstances and may change in the future.

Investing questions, answered

The things new investors ask us most.

How much can I put in a Stocks & Shares ISA?

£20,000 per tax year across all your ISAs combined. Growth inside the ISA is free of UK income and capital gains tax.

Is my capital at risk when I invest?

Yes. The value of investments can go down as well as up. Investing works best over five years or more.

What fees do you charge on investments?

A single annual platform fee of 0.25%, capped at £250 a year. No dealing fees, no exit fees.

Can I withdraw my investments at any time?

Yes. No fixed term and no withdrawal penalty; trades take three to five working days to settle.

Start investing from £25 a month

Get started