Mortgages that move at your pace
A decision in principle in 10 minutes and a dedicated advisor from first click to key handover.
Get a decision in principleWhatever stage you're at
First home, moving, or switching to a better rate.
First-time buyers
Buy with a 5% deposit and a named advisor through the whole application.
Explore first-time buyer dealsRemortgaging
Switch to a better rate before your deal ends — free legal work on most deals.
See remortgage ratesCompare accounts
Getting your everyday banking in order helps your mortgage application.
Compare accountsMortgage questions, answered
The things buyers ask us most.
How do I open a current account?
You can open an Alloy Bank current account online in around 10 minutes. All you need is a smartphone, a valid UK address, and proof of identity.
What savings rates do you offer?
We currently offer an easy-access savings account at 4.6% AER and a 1-year fixed-rate account at 5.1% AER.
How does the mortgage application work?
Start with a decision in principle online — around 10 minutes, no impact on your credit score. An advisor then guides you through the full application.
Get a decision in principle
Get started